Applying for Social Security Disability

Statistics indicate that, approval and denial for disability cases are very different . It has indicated a higher rate of denied applications than the national average. An average of about 63% nationally, of initial claims for disability was not granted. On the other hand, the rate of denial was almost 65% and 83% of all disability claims at the first appeal were similarly denied.

For your Social Security disability benefits to be deemed eligible, your disability must keep you from working for at least 12 months, provided that you must have been paying enough Social Security taxes during the years you were employed. Applying for Social Security disability is a long process and may take as much as up to five months to complete so be sure to apply as soon as you can.

Here are a few steps to follow to ensure you stand a good chance of being granted benefits:

Get your documents in order. In applying for Social Security Disability, you will need to know your Social Security Number and your bank account or where your disability payments will be deposited directly. You will also need your W-2 form and, if you have previous service in the military, your DD-214. Also, keep an updated account of your job history and its information, your complete medical records and contact information for someone, if possible your doctor, who can guarantee the legitimacy your disability.

Applicants may also apply online via the  Social Security website. Accomplish the Social Security Benefit application form which will get your personal information including the date you became disabled and more details regarding your disability. At the website, you will find the Adult Disability Report which you will also need to fill up. This report will get additional information from you such as your job history as well as your medical history and medical tests you have had taken.

An Authorization to Disclose Information Form, also found on the website must be filled out. Click on “Find a Social Security Office” found on the left side of the website’s homepage. Your  ZIP code will be asked on the next page after which a list of your local offices will then appear.

This form must either be taken or mailed to your local Social Security office. A schedule for your qualification interview will then be set at a local  office. Be sure to attend and give them all the information they will need by answering honestly. Finally the Social Security Administration will choose a doctor to administer a medical evaluation to examine and confirm your disability.

Your accomplished application forms will then be forwarded to the Division of Disability Determinations  for authorization. After approval, it will then be sent back to Social Security for your benefits’ computation.

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